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Old 11-26-2011, 12:22 PM   #9
Bill Bumface
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Check out this site. You can see fixed rate vs variable rate over history: http://www.canequity.com/mortgage_rate_history.stm

Fixed rates are based on what rate people are willing to lend future money at, which is a whole different ball game than variable rates that follow the BOC rate (mostly).
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