[simmer2]

Originally Posted by THE SCUD

Further to the above:

Once you get that final offer of $21,725 (or whatever you come to), go t http://autos.yahoo.com/car-finance/m...alculator.html


put in $21,725 as the vehicle sales price, a zip of 59484 (this is important, you need to chose a state with zero sales tax, you already included gst in the above calc).

with a 5% finance rate over 60 months (5 yrs) this is $409 per month, as an example.

if you're doing a trade in, that's a whole other issue, of course. For the purpose of calculating the payment (to make sure the dealer isnt hiding anything on you), reduce the purchase price by the DP

Thank you a ton for your input man, you went above and beyond what I was expecting. Just wanted to write that, didn't feel the Thanks button was enough!