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Old 11-18-2011, 12:04 PM   #164
THE SCUD
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Join Date: Mar 2011
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Quote:
Originally Posted by Hesla View Post
Your exsisting bank is likely going to match anything you get externally as well. It is always worth it to shop around, but then you can take the best quote back to your own bank if you like the service there.
Likely not. In my experience, the bear-bones mrotgage companies that give the great rates are so low that my bank (both TD and CIBC on different properties) have said "we can't match that".

I have found going with an external mortgage consultant gets you a lower rate, every time. Wit hthat said, sure, ask your bank, but don't be surprised if they say no.
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