Yes the whole family dynamics make a huge difference and also how you spend it. A single making say $65000 a year is going to have more free cash than a married person that makes $125000 if they have 3-4 kids and the other spouse stays at home.
I also know people that make upwards of $150000 a year that are mortgaged through the roof and have all kinds of extra crap that are broke all the time. And people making in the 65000 range that know how to handle money and live pretty damn good.
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