I have a DC plan that is just RRSP matching. I have full flexibility with the account though which I like. I can transfer all of the funds out into a personal RRSP account and if I really wanted to I could pay the taxes and cash out the whole thing.
I can see where that might be bad for some people but I like that it puts me in control. As a result though, if I retire poor I have only myself to blame.
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