My wife and I were able to save up quite a bit of money and service our debt when we were both working. Now that she is on Mat leave we are living paycheque to paycheque while still servicing the debt. This experience has taught us that the $1000 a month spent on fancy dinners and bottles of wine is something that we can do without (for now).
I could never understand what people have against leasing your vehicle. It is going to depreciate anyways. May as well think of it as renting a vehicle for 3 or 4 years and then dropping it off and renting a new one for the next 3 or 4 years.
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