12% to rrsp
18% to mortgage/tax/condo fees
25% paying down debt (student and credit cards post marriage) this completes in 2-3 months thank God!!!
25% on food and bills
where the remaining 20% is what the wife and i are trying to figure out. I signed up for mint.ca a while back, but too much gets left "uncategorized" and editting that is too tedious, especially if you want to average out trends over several months or the year, as well as not being able to remember what all cash withdrawls are used for. we've decided that come sep1, we will do the old paper and pen approach on all transactions equating to over 5 bux to get a real understanding of our household budget in place.
|