Quote:
Originally Posted by Flames Fan, Ph.D.
If the state describes what needs to be in a minimal coverage package, then the state is de facto establishing a mandate.
Unless you're arguing that people need not buy any insurance at all, but that if they do, the state dictates the minimum that can be sold. But that's just incoherent. What use is it to set minimum coverage rules if people don't need to be covered?
As for citizens shopping for all their healthcare needs online in an a la carte manner, as if they were building a Macbook on Apple's website... well, I don't have the strength to go through this again.
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The purpose of setting minimal coverage rules is to protect citizens from inadequate products and be sure that common conditions like diabetes or age is both sufficiently covered and not discriminated against