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Originally Posted by VladtheImpaler
Enlighten me - are you pre-paying for some sort of legal services (wills, family law, crim?) in the future at a discount rate? Is that the hook? Presumably, they've paid some affiliated lawyer/law firm in advance for some basic services?
They are betting that, as with many gift certificates, you will never cash in. The services offered are probably very basic, and anything at all useful will require payment over-and-above the basic cost. Presumably, these services are also not being offered by big, reputable firms, so by the time you need them, the lawyer in question could be out of business/disbarred.  |
I know a few reputable lawyers and firms in Calgary that provide a sort of pre-paid legal service. Usually they are providing assistance to a company's HR department, helping out with questions concerning hiring/firing, policy manuals, pensions, etc. for a flat monthly fee. I know in another instance the service is provided on behalf of an insurance/benefits provider that offers up to x minutes of lawyer time (by phone) each month to subscribers of the plan. It usually results in the sort of calls you would expect to get as an articling student or through Lawyer Referral.
In both instances I think the service being offered is legitimate. It doesn't cover every legal need as problems outside the scope of service will require a separate retainer. The lawyers I know who do this stuff say that their clients seem happy with the service.
Now, PPL as a MLM entity is probably something completely different and a distinction should be made.