Scam.
I've heard that crap pitch before. Trust me, you pre-pay but there'll always be a 'legal' reason why they cant help you.
You're better off just buying regular insurance.
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The Beatings Shall Continue Until Morale Improves!
This Post Has Been Distilled for the Eradication of Seemingly Incurable Sadness.
The World Ends when you're dead. Until then, you've got more punishment in store. - Flames Fans
If you thought this season would have a happy ending, you haven't been paying attention.
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