Aside from the other good advice so far in this thread (create a budget, pay yourself first, etc.), here's a huge one: don't buy a home in the suburbs where you need a car to get anywhere. Live somewhere within short walking/transit distance of your workplace and common errand locations like a grocery store, pharmacy, liquor store, restaurants, pubs, etc. and ditch your car. Most people spend $10,000 or more annually on their vehicles after all expenses have been taken into consideration (car payments, gas, parking, insurance, maintenance, etc.). Instead, invest half the amount you would spend on a vehicle and keep the other half to freely waste on hookers and blow.
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