Once it's transferred into a LIRA you also take advantage of the 'small balance' rule.If the funds in the account are less than 20% of the YMPE which is $48,300 this year.
So that would be $9,660, it will be close. If the amount is less than $9,660 she can withdraw all of it once it's in a LIRA.
Otherwise she has to be either dying or in real bad financial hardship.
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