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Old 05-09-2011, 01:57 PM   #4
moncton golden flames
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i am about to refinance my house and am wondering about consolidating some debt. i've had a rough go the last few years and have an accumulated credit card and student loan debt of about $10,000. i also owe my father about $20,000.

is it worth it to add this to my mortgage? won't i be paying much more over the long term in interest?

any advice or experience is welcomed!
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