Quote:
Originally Posted by MacGruber
the only draw back as i see with this card is since it's not linked to my bank or any bank i could sign with, i wouldnt be able to instantl transfer funds to it
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I'm not sure what you mean by this.
You can set up MBNA as a payment recipient through online banking from your account (I've banked with RBC, TD, and Scotia and never had a problem).
As long as you don't carry an interest-bearing balance on your account, you have a 3 week grace period from the time your account closes each month to pay it off before interest is charged. Any online payments are going to be processed in 2 or 3 business days, so you should never have to pay interest unless you completely forget to make a payment.
Otherwise, it's a short-term interest-free loan.