Quote:
Originally Posted by getbak
Personally, I'm not a big fan of cards that don't give you points with a real money value, like Aeroplan or Air Miles, because you can't look at them and say "I have 20,000 points, so that's worth $200 dollars", instead it's "I have 20,000 points, so that can be exchanged for the airfare portion of a flight into a certain 'zone'".
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150 airmiles is $20 in Shell gas cards. That's how I figure out a dollar value for points.
I completely agree with the last part of your post. very good way of deciding what card to get.
One other thing I'll point out, is watch the annual fees. In some cases (I'll use the westjet card example again), for an annual fee you get a card that racks up points quicker. If you opt fot the upgraded card, make sure the points/cashback/whatever is going to outpace that annual fee. If you're the type to only put a few purcahses on a card, it probably won't. If you're the type to put absolutely everything you can on your card, and not use cash or debit very often, it may be a good option.