Quote:
Originally Posted by getbak
*snip*
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What he said.
I have the Scotiabank Gold Passport Visa, as well as a PC Mastercard, just because I like to have a backup card in case one gets compromised.
We put everything we can on them and pay them off each month. When we travel, the Visa has cancellation, medical, and car rental insurance which pretty much pays its annual fee in one trip. I also like that you can trade in its points for dollars towards travel - including paying for the taxes on airfare. In addition, if I book through their travel service I get an amount of cash back.
The Mastercard pays for our Christmas groceries every year. It's nice for no fee.
Anyways, you just need to do the math yourself.