This is going to sound cynical (well, whom am I kidding - this is cynical), but 99% of the time the "victim" winds up being fataed on the property side because you will never get fair compensation for your vehicle. Therefore, it's incumbent on you to go get some physio and make a PI claim. Get your $4,500 (per person). Yes, this is cynical, I know, but I am giving him practical advice, based on doing this for 12 years. He can dismiss this, but at least he knows his options.
P.S. Whiplash takes up to 96 hrs to set in - see how you feel Friday before telling anyone you are "fine".
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