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Old 04-11-2011, 01:35 PM   #2
blankall
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I assume you got his insurance info? Report it to your insurance company along with his info. Your insurance company will pay for the repair. If liability is not an issue (ie it's obvious from the collision itself or the other driver admits fault) then you should not have to pay your deductible. If liability is an issue then you may have to pay it now, but have it refunded later.

This is all under the assumption you have good coverage...

Anyways, for you the bigger issue I'd worry about is frame damage. At $4000 the car is probably not a write off, but if the frame is damaged, the car may never be the same again. Getting the insurance company to pay for a repair is easy enough, but getting to pay for any devaluation on the vehicle due to frame damage is a pain.
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