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HeartsOfFire · 04-04-2011, 07:33 AM

I have an unlimited banking plan through BMO. Unlimited transactions, unlimited online banking, unlimited interac swipes, unlimited everything.

Costs me $15.95 a month, unless I maintain a minimum balance. Needless to say, I always keep said minimum balance, so I pay $0.00 in fees.

Then through Manulife Bank I have another account that I save away Emergency Money into. No fees in that one either, and no minimum balance requirement. I keep a minimum balance in there as a personal objective. Every two weeks when I get paid, I take the surplus from each paycheque and put it in the Manulife account. When it grows a comfortable amount, I make a lump sum payment down on my mortgage.

04-04-2011, 07:33 AM	#44
HeartsOfFire Lifetime Suspension Join Date: Sep 2008 Location: Bitter, jaded, cursing the fates. Exp:	I have an unlimited banking plan through BMO. Unlimited transactions, unlimited online banking, unlimited interac swipes, unlimited everything. Costs me $15.95 a month, unless I maintain a minimum balance. Needless to say, I always keep said minimum balance, so I pay $0.00 in fees. Then through Manulife Bank I have another account that I save away Emergency Money into. No fees in that one either, and no minimum balance requirement. I keep a minimum balance in there as a personal objective. Every two weeks when I get paid, I take the surplus from each paycheque and put it in the Manulife account. When it grows a comfortable amount, I make a lump sum payment down on my mortgage. Last edited by HeartsOfFire; 04-04-2011 at 07:36 AM.