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Originally Posted by nickerjones
Bingo... I am "uninsurable " here unless I have my wife's employment coverage. She is in between jobs and I called to get insured and they told me they couldnt cover me with my Diabetes. My only option is the Oklahoma High Risk Pool which is 300 a month but covers no doctors visit and less than half my meds . With their coverage my meds are 180 bucks a month. There is a 7500 deductible if I ever have to go to the hospital. I hope I can stay well for 3 months ... knock on wood!
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Our insurance costs over $1200/month for the family and we have a $2,500 deductible. Office visits are $30 co-pay but I don't know why I bother because I end up getting a bill for most of the rest because we never reach our deductible. We have absolutely no 'emergency room' coverage either, meaning that if you're really sick and not dying and you go to the ER, it's up to them to determine if you really 'had' to go. I say we're really just covered for 'catastrophic' and well-child visits.
Sucks. I feel your pain.