Quote:
Originally Posted by Ducay
I suppose I could be overthinking it, but if there is some doubt in my mind about them denying my claim, insurers usually have twice the doubt.
The house is indeed likely on its 2nd/3rd roof (again, no proof of age). The roof was visually inspected as part of the home inspection, and the inspector noted no major damage in his report (I'll have to double check the report).
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And that's all you can reasonably be expected to know. It's not like you can carbon date your roof prior to buying the house to know exactly how old it is. As long as it was in good shape when you bought it and haven't neglected it since, you have done your part to keep your house in shape, your insurer will too.