Quote:
Originally Posted by Ducay
Thats sorta my only concern, how is the insurance company going to know if the damage is from hail and not say, from old age, since I do not have proof of the roof's age?
I suppose these are questions for my insurance company, but I don't want to give them any extra ammo to deny my claim!
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I think you are worrying to much about it TBH. I understand your concern but insurers are pretty good about knowing the difference between hail damage and age. If your roof is getting old, you may be on the hook for a bit of the repairs but it's well documented there were serveral BAD hail storms in calgary last summer.
It's very unlikely your insurer would deny your claim. Even if your roof is old they will at least pay for some of it. Your not sure how old the roof is? What would you estimate it to be? You can only expect to get 20 yrs out of your average shingle in our climate.
**edit**
sorry, just saw your above post. If your community is around 30 yrs old, your roof should have been replaced at least once so far. how long have you owned the home for? Did you have it inspected prior to purchasing it?