The smartest thing that any individual can do to insure that they don't get bent over if/when things go south right now is to buy physical silver/gold (silver is extremely under priced at the moment)
Silver usually is worth 1/16th what gold is. Right now, Silver is only 33 dollars an ounce where gold is over 1100. Silver should be closer to 70 dollars per ounce. In November, it was only 24 dollars, so it's already gone way up.
Look at buying anything that is sterling silver.
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