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Old 01-17-2011, 03:29 PM   #12
amorak
Lifetime Suspension
 
Join Date: Apr 2008
Location: 51.04177 -114.19704
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Quote:
Originally Posted by bizaro86 View Post
You can renew your existing mortgage, but you can't refinance.
Sorry - what's the difference? Would that mean someone had to stay with the same bank, they can't port the mortgage to a different broker or whatever that has better rates? Seems to penalize people?

Or does that mean you can't take a 35 year mortgage and refinance it to 25 years, and then try to take it back to 35 years some time later?
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