01-14-2011, 12:44 PM
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#1638
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RealtorŪ
Join Date: Feb 2009
Location: Calgary
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Quote:
Originally Posted by gottabekd
I'm pretty sure heating costs is part of the ratio. That would be the only utility, though.
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You are correct
http://www.cmhc-schl.gc.ca/en/hoficl...lointo_004.cfm
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