Its pretty common for someone from our generation to live beyond their means too. So I don't think its fair to blame any specific generation of people.
People never save enough money. Fact of life. We all want to live in the now.
Better education, and more readily available long term saving plans would help. Providing more incentives for employers to match pension contributions, or even have their own pension plan is also a good idea.
There is no reason why CPP can't be grown in more ways than just contributions from the Canadian people. There are a variety of ways to invest the money that would offer some pretty good stable returns.
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