[Cowboy89]

I'm not really down with blaming and labeling entire generations as having money problems. It's rather a human nature problem. Most people don't have the discipline required to do what's necessary to retire comfortably, and of those who do, too many of them are too ignorant to execute it properly and end up stuffing all their money in ING Direct accounts or bank GICs that in effect lose economic value over time by the effects of inflation and taxation.

Personally I'm quite okay with people who neglected making their retirement savings having to work into their seventies or having to live a less than steller existance in their twilight years, becasue quite frankly having the state backstop a comfortable retirement for everyone is a pretty effective way to end up in the poorhouse like Greece and other European countries.