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Originally Posted by FireFly
Can you not go to a different bank and ask to take out a loan for the remaining amount of your student loan? I'm sure a different bank would be happy to get the interest from you.
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Maybe, but I doubt it's worth it. I know TD sucks, RBC is worse and CIBC is terrible.
When I was actually getting the money back in the good days, I went through the CIBC and they "needed" 7-10 days to clear a cheque from the federal government. I asked them why this would take so long, I was told they wanted to make sure the cheque wouldn't bounce. The policy was something like "the federal government of Canada might not have 4 grand in the bank right now so we'll have to verify that the country isn't bankrupt for the next two weeks before you get your money".
I actually transferred everything from the CIBC to the RBC because they were so hopeless.