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Doctordestiny · 12-09-2010, 10:04 AM

My wife had a big accident early in 2010 and now I've had a minor accident. I've reported it to the police and was going to call my insurance company today.

If I report this to my insurance company and do not go through insurance, can they still raise my rates because they know of the accident? I'd figure they'd only raise rates if I put in a claim but not if I pay for it myself????

Damage to my vehicle is under $1,000 but I don't know the damage to the other vehicle. The accident was my fault.

12-09-2010, 10:04 AM	#1
Doctordestiny Crash and Bang Winger Join Date: Feb 2007 Exp:	Will my insurance rates go up? My wife had a big accident early in 2010 and now I've had a minor accident. I've reported it to the police and was going to call my insurance company today. If I report this to my insurance company and do not go through insurance, can they still raise my rates because they know of the accident? I'd figure they'd only raise rates if I put in a claim but not if I pay for it myself???? Damage to my vehicle is under $1,000 but I don't know the damage to the other vehicle. The accident was my fault.