My kids got cell phones when they were ten years old. It's pretty common these days for younger kids to get cell phones. As already stated, unlimited texting is a must, these kids text more than they talk. My kids have internet access on their phones, but after a huge phone bill, over 200.00 worth of ringtone and game downloads, they are no longer able to access any purchases via their phone. Had I known how easy it was for them to run up the bill, I would've blocked access when I bought the phones. I definitely recommend blocking any purchases. I've never paid for insurance for their phones. If they lost their phones, they've been cheaply replaced on Ebay for less than what insurance costs.
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