I agree with most of you guys about the Chargers and 'hawks but there is one thing that could kill their chances of pulling off a big upset. Defence. Neither have outstanding secondaries, particularly the Chargers, and the 'hawks are giving up over 100 rush yards per game. Both are about middle of the pack clubs in terms of their d and are giving up 315 total yards per game. Statistically Indy is better defensively and only Seattle is ranked higher offensively than Indy in the entire league. The Chargers and 'hawks need above average performances from their average ranked defenses. I'm not sure BOTH of them can do it. One maybe so I'll say Indy finishes 14-2. Jags with the other win.
Interesting stat: I can't remember the teams or years off the top of my head, but of the last 5 teams to start a season 10-0, only one didn't go on to win the Super Bowl and that loss came at the hands of another 10-0 team.
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