Quote:
Originally Posted by Pinner
Maybe things have changed, but that would replace the bank draft's purpose, wouldn't it.
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very few people go to banks to certify cheques anymore because, as you mentioned, drafts are much easier. Most people who go to get one certified are the Payee and need to have it certified to eliminate holds that may be placed on their account when they deposit it.
For most people, a bank draft is a easier (and cheaper) way to send guaranteed funds.