I'd just like to put in a vote for actually taking the credit. I took a bunch of IB credits, and it worked out great. Of course, I was taking engineering, so I wasn't as concerned about my first year GPA. I loved the 2nd year classes I took my first year, and my GPA was still good. (3.7+)
I guess it depends on how confident you'll be able to make the transition to university. I actually found the first couple of years of my engineering degree easier than taking full IB at Western. (And I don't think it was objectively easy, lots of people failed). If you're confident you can still succeed, taking less courses (5 instead of 6 for engineering, maybe 4 instead of 5 for science) can be a real advantage, as it gives you extra time to do a great job on your labs.
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