Quote:
Originally Posted by ShotDownInFlames12
^^ Nope. Its a Scotia policy, under 20% down, has to be administered by the bank.
That being said, there are lots of people that get around this because branches don't realize this policy, and set the customer up on TIPPS, so really it depends on where you deal unfortunately.
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I was a first time buyer this year with under 20% down on Scotia. They set me up on PIT automatically but when I told them I was enrolled in the TIPP program I just had to come into the main branch and sign a form to make it only PI payments.