Forget the dual suspension bike for what it sounds like you will be using it for. Alot of energy is wasted in the cycling of the rear suspension, particularily when pedalling up hill. A hardtail bike is also typically lighter. All else being equal and for the same money, you will also get a better hardtail bike (no $ spent on rear suspension).
I'd recommend different if you wanted to start taking mountain trails, but for work/school and back, groceries, that kind of thing I would write off rear suspension right away.
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