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Old 09-17-2010, 09:19 PM   #1325
albertGQ
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Join Date: Jan 2004
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Putting 5% down is virtually zero down anyway. At the time, you could go 40 years on a mortgage. After insurance premiums, you're already at 98.35% LTV.

And we all know alot of those "gifted" down payments are being paid back at some point in time.
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