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					Originally Posted by  Azure
					 
				 
				True. 
  
But even poor people who make $30,000 year have to pay in 7%. Its only fair that someone who makes $100 grand should have to pay in too, regardless of how big their loans are. 
  
You draw out, you put in. Simple. 
			
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I have no idea how it works, but I assume that the ability to draw out isn't tied to the extent to which you have paid in. If the abilty to draw out is capped should the requirement to pay in be capped as well? Not saying I agree or disagree, but it's not a ssimple as you're stating it.