i hear ya
i bought an extended service warranty on my fridge 4 years running
the cost of the warranty each year was cheaper than the ice water filter (which needs to be changed yearly).
2 weeks ago, my compressor died and we lost about $200 worth of food.
not only was the compressor and parts fixed (to the tune of $800), the food was warrantied for $200 as well.
whew.
rico
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