Quote:
Originally Posted by Bring_Back_Shantz
Well who decides what is sufficiently risky to require insurance?
If I go hinking in the woods, that is an inherently risky venture. I'm doing it simply for my own enjoyment, and I'm really not adding anything to the world by doing it. Should I have to post a bond to go hiking through K-Country in case I get lost, or fall down a cliff?
See that's my point. Just about everything anyone does has some risk to it. Who's going to be in charge of deciding what is risky enough that someone should have to post a bond in case they get into trouble, and who's doing things that are covered in the day to day activities of the coast guard, or RCMP, or STARS?
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"Some risk" does not equal "extreme risk". Climbing Mount Everest or sailing around Cape Horn are exponentially more dangerous than hiking.
Extreme adventurers should be made to take out insurance, or post a bond. Simple. If insurers won't touch it, that is a pretty strong indication that you are engaging in extremely risky behavior. Get a sponsor to back your risk.