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Originally Posted by boobaloo
Likely because the insurance payments are higher than a mortgage payment would be. I have friends in Tennessee whose health insurance premiums are about $800/month EACH, and they don't have any health issues. She said it would be at least double that if they were sick. Ah the world of free enterprise......
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I know a married couple in their late 20s in Manhattan. Dude has a sweet job with one of the large investment banks and he pays $600 a month for health insurance for himself and his wife. That is AFTER the large percentage the company pays, and these people are young, healthy, non-smokers. Unbelievable.
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Originally Posted by boobaloo
You do realize that in Alberta there are no health care premiums and you can go wherever you like as well. Doesn't cover prescriptions, vision (exams under 18 are covered) and dental
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Prescription drugs aren't covered but the costs in Canada are subsidized by our taxes, which is why they are cheaper in Canada than the US.
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Originally Posted by PIMking
It's not a socialized health care system like Canada.
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Originally Posted by Ice
My other main point is that, like it or not, if you live in the US there is no socialized medicine, therefore you need insurance or you need to be able to afford to pay for medical costs out of pocket. If you choose not to buy medical insurance, you risk dealing with a situation like the OP is dealing with.
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Not a shot at you two but can we please stop calling it "socialized medicine?" There is nothing socialized about it. It's amazing how the US public has bought that line after decades of being drilled with that term and giving it a negative connotation. I had a Yank come up to our office and start talking about Canadian healthcare. His first time in Canada, he was telling me, a Canuck, that he knew all about the system and how we need government permission to seek medical attention and how the government picks our physicians for us.
If Canada's healthcare system is socialist because it comes from tax revenue and strives for equality, then the US has countless socialized institutions.