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Old 05-07-2010, 08:09 PM   #39
GGG
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Quote:
Originally Posted by VladtheImpaler View Post
It's tenuous perhaps, but home insurance covers a lot of stuff. For example, if you do something idiotic on the ski hill and injure someone else, your home insurance would cover the liability. The babysitter lives with her parents, and would therefore be covered under their home policy, and the argument can be made that they would be on the hook for her negligence on someone else's property. I'm guessing the lawsuit was filed because the particular insurance companies involved could not agree on a liability split and/or whether they had to provide coverage...
So does generally a liability insurance clause cover a person being an idiot where ever they are not just people getting injured on their property?

I should read through my insurance a little closer.
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