I put $125 a month into my daughter's RESP. The government throws in $25 per month. For the year I contribute 1500 and there is a total of 1800 deposited. A pretty sweet deal.
If she does not go to university which I doubt will happen then I do not lose all of the money. I lose what the government contributed.
To me it is a no brainer decision. But I also think that each person should do what is best for them. So if you think you can make more money by doing a trust or managing your own money then go for it.
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