Quote:
Originally Posted by pylon
You have the right to tell the collection agent that it is not your debt, and to never call you again, they do have to oblige. However, if the debt is actually yours, prepare for a judgement if it is any amount over a $1000 dollars if you fail to respond to their demand letter.
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Never received a demand letter. I don't even have a Scotiabank account and they keep calling about a Scotiabank account.