^this thread is like crack to me. I know that I shouldn't even click but I do and can't help but reply when I do!
Anyway, I can do ETFs and basically anything security-wise (as long as it's approved). I still hold to the fact that 50 basis points isn't that far off once you factor in the costs of aquiring the ETFs. In fact some of the ETF MERs are actually starting creep up (depending on the type of underlying security and whether or not it's actively managed). Pretty hard to say with certainty that you are saving a full 2% on that basis. There are also lower cost mutual funds depending on the load and amount invested.
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