Bottom line is this: If you put away at least 10% of your salary every month, you're going to be fine when you retire.
People are certainly living way beyond their means, particuliarily those that claim they "can't get by" if they don't put that money aside. If you're reading this thinking there's no way I can get by with putting 10% away each month then YES you are living beyond your means. Simple as that. Change your lifestyle and you will be able to put 10% away.
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