Quote:
Originally Posted by
mykalberta 
Oh its been 7%. I am just surprised its non-existant at other places.
Quote:
Originally Posted by Ironhorse
Fixed.  |
Our company stopped matching a year ago (it was 5%). I've now put money into my TFSA until the matching comes back.
I wish I could do both but it's one or the other right now.
The benefit of the TFSA is I can take it out for an emergency without getting taxed on it which can also be a detriment since I can take it out before I retire. It also lets me have a self directed account without those silly fees if it was in my RSP account.
Need a min 25k in an RSP account to have your fees waived for a self directed account. (I have more, but split up over 3 different registered accounts)