[Bring_Back_Shantz]

Originally Posted by V

I don't completely agree. The fact is, if my employer is willing to match whatever I put in, I will put away more than otherwise. The reason being that the money will return 100% instantly and go from there. If the employer is not going to match, I will probably invest less, because the 300 bucks a month I can put away will not provide enough of an impact on my retirement savings to take away from some comfort that I can enjoy now.

There is definitely a balance there, because you really do need to put something away for the future, but it is not beyond comprehension that someone would pay more into RRSPs if it was matched by the employer. I know that I'd put more away if my employer matched more.

I never said people wouldn't put aside more money if their employer was going to match it. I doubt you'd have anyone that wouldn't agree that that would in fact be the case in for a lot of people.
What I said was that an employer not matching is no reason not to contribute all you can afford to.