Quote:
Originally Posted by Sylvanfan
But I do think private companies could help out here if more of them did offer some type of RRSP matching for their employees. I think a lot of people who currently don't put anything aside would suddenly come up with $1500 a year if they knew their company was matching that contribution. Doesn't excuse them for not doing it right now, but sometimes that's what is required to get peoples attention.
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At the end of the day though, nobody should ever expect their employer to plan their financial future and kick-start retirement plans. They are in the business of making money, not being a financial advisor.
It's funny how when someone wants to buy a tv or a car, they will spend weeks researching online for the right model, shopping around, and looking at various options....but when it comes to ensuring their own financial future, people always seem to put it off or wait for somebody else to make a decision for them.
I used to be pretty ignorant about money matters (mostly because I didn't have any), but I found that reading up on even the basics has been a real help. I still have a lot to learn and I still don't have a lot of money, but now I feel like I have understanding of how things work and feel empowered by the knowledge. It's a pretty good feeling being in charge of my future, instead of just hoping some magical finance fairy gets things done.