Quote:
Originally Posted by Bring_Back_Shantz
Fair enough, but you have to admit, there is something kind of funny about his logic.
I mean this thread is about how people in the 30s and 40s aren't saving enough for retirement, and then he goes off about how his employer at a job he's been at for 14 years (so he's right in the age group we're discussing), isn't giving him an incentive to save for retirement.
I mean come on, is "They won't give me free money" really a good reason to not save for retirement?
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Look dude....I am trying to save for retirement. But to put aside 2 grand of the 4500 I take home every month plus support my wife and kid, live in a decent place, have a vehicle....it's just not that easy. I found that I can not save enough to have a lesser lifestyle than I currently have when I turn 60 and keep that life style for 30 years. My guess is that if I'm not making it work than all those other people with stuff that I sure as hell don't have like new homes, boats, cars, RV's, and way nicer crap than I have aren't going to make it either.
My point was that 80% of private companies no longer provide programs to help their employees create a pension for themselves. When you don't have the benefit of a pension you better be putting away about 40% of your take home pay, and for a lot of people with families that is hard to do. Even if you've been a cheapskate who did watch his money.