Quote:
Originally Posted by Sylvanfan
I don't see the point of living like a poverty level lifestyle so I can save enough to retire at 60. I'll take my chances that I have to work till I'm 75 and at least eat three meals a day, and enjoy the odd thing while I'm still able to.
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I think this is exactly the point. People are spending today what they intend on earning tomorrow. Many people in generations past would suggest that you do live in modest means while young and enjoy the fruits of that labour when you get older. Put another way, many people would suggest making the money before spending it. This also implies making enough money to put into savings for a suitable retirement.